Coverage made simple
Insurance & Rates
What we accept, what it costs, and how we take the guesswork out of coverage.We check your coverage for you
You don’t have to figure out your benefits on your own. Tell us your plan and our team verifies your exact coverage and copay before your first session, at no cost — so there are no surprises. Plans accepted vary by clinician; the Find a Therapist filter shows who takes what. What most clients pay
$10–$35 / session
Most clients use insurance — so what you actually pay is just your plan’s copay. We verify your exact benefits and copay for you before your first session, at no cost.
Insurance we’re in-network with
- UnitedHealthcare / Optum — UnitedHealthcare, Optum / Optum Behavioral Health, UMR, Oscar Health, Sharp Health Plan, Surest (formerly Bind), UnitedHealthcare Student Resources, All Savers (UHC), Oxford Health Plans
- Cigna / Evernorth — Cigna, Evernorth, Allied Benefit Systems, Trustmark Health Benefits, Luminare Health, Lucent Health, Centivo
- Aetna — Aetna, Meritain Health, Aetna Student Health, Allied Benefit Systems (Aetna)
- Carelon Behavioral Health — Carelon Behavioral Health, Sutter Health Plan, Scripps Health Plan, Kaiser Permanente (Northern CA)
- Lyra Health — Lyra Health
- Modern Health — Modern Health
Self-insured or paying out of pocket? Full self-pay rates
| 50 min | 90 min | |
|---|---|---|
| Individual | $240 | $355 |
| Couples & Family | $265 | $395 |
Perspective on cost: a typical course of 12 sessions is usually $120–$600 out of pocket with insurance. Without insurance it’s under $3,000 — a one-time investment that can truly change your life.
A note on out-of-network benefits
Even when we’re not directly in-network, your plan may reimburse a portion of out-of-network care. We’re happy to provide the documentation (a “superbill”) you need to submit for reimbursement. You — not your insurance company — are ultimately responsible for the fees.Your right to a Good Faith Estimate
If you’re uninsured or not using insurance, you have the right to a Good Faith Estimate of your expected costs. See our Good Faith Estimate page for details.Rates current as of June 2026.